What exactly is the problem with punishing people for risky driving? Or rather, let them pay a corresponding premium to cover for the (statistically expected) higher damages they will cause? Keep in mind that driving behaviour is something the user has full control of, in contrast to e.g. disabilities, for which of course no insurance premium should be paid.
I actually think this is a good idea, and would like to hear opposing opinions.
What exactly is the problem with punishing people for risky driving? Or rather, let them pay a corresponding premium to cover for the (statistically expected) higher damages they will cause? Keep in mind that driving behaviour is something the user has full control of, in contrast to e.g. disabilities, for which of course no insurance premium should be paid.
I actually think this is a good idea, and would like to hear opposing opinions.