Nobody "deserves" or should "expect" a lifestyle. Life is simply a series of choices. If you choose to have a $40,000 car on 100K income, then you choose to take money from your stocks because you choose a lifestyle over substance.
I make more than 100k, and I have never bought a car for more than $14,000... why? Because I choose my family over my lifestyle.
I make more than 100k, and I have never bought a car for more than $14,000... why? Because I choose my family over my lifestyle.