Hmmm.... not sure I agree with the definition "broke". Let's take this scenario (which isn't that uncommon):
You're a student who just graduated college and you have $40K in student loans, but a bright career ahead of you (STEM degree or similar). Overall you're net worth is minus $40,000, but you're first job is paying your $75K and it's likely to only go up from there.
You're a student who just graduated college and you have $40K in student loans, but a bright career ahead of you (STEM degree or similar). Overall you're net worth is minus $40,000, but you're first job is paying your $75K and it's likely to only go up from there.
I wouldn't call such a person broke.