Comment by physcab

So I was probably in your target market last year but I'm struggling to understand how this product works. I work in tech but was laid off mid year and simultaneously incurred a bunch of debt. So I carried a balance of around $15k for most of the year (13% APR) until I could build savings up and get back on track. Thankfully I'm debt free now, but if I had had Tally, would it have paid off the balance and then I would have paid Tally a lower rate?