Would you expect someone to write you flood insurance on a house without knowing where that house is located?
Should car insurance companies treat a 16 year old with a WRX and a 45 year old with a Camry as equivalent?
It's really pretty bizarre that we expect people to underwrite our health without any insight into what risks we choose to take with it.
We chose the free market as our approach to health insurance, we could at least make it efficient. Right now a lot of healthy, fit people are paying through the nose to subsidize the privacy of those with sedentary lifestyles.
Should car insurance companies treat a 16 year old with a WRX and a 45 year old with a Camry as equivalent?
It's really pretty bizarre that we expect people to underwrite our health without any insight into what risks we choose to take with it.
We chose the free market as our approach to health insurance, we could at least make it efficient. Right now a lot of healthy, fit people are paying through the nose to subsidize the privacy of those with sedentary lifestyles.