My biggest trouble with cyclists at night, as a driver, has always been the ones that don't have any lights on their bike. Sometimes the reflectors don't even reflect very brightly (or aren't present).
When a bike is all lit up, I have no trouble seeing and reacting appropriately to them.
When a bike is all lit up, I have no trouble seeing and reacting appropriately to them.
I'm probably not a typical driver, though.