Comment by clock_tower

Congratulations! I spent my 20s having spotty, unpredictable employment and chasing large personal projects that never paid off, so I'm looking at financial independence around 43 instead. ($55,000/year of dividend income, ignoring capital gains; this will be after the 15% tax on dividends.) I wish I'd taken this possibility seriously at an earlier point in my life; I commend you for doing that, and I hope you find good ways to use your time.