Comment by 7Figures2Commas

If you're suggesting that the member banks of the twelve regional Federal Reserve Banks have banded together to manipulate Fed policy so they can stick it to retail banking customers, please do yourself a favor and research how the Federal Reserve System operates. The policy decisions we're discussing are made by the Federal Open Market Committee and Federal Reserve Board. If you educate yourself as to their composition, you will quickly see that member banks, let alone a handful of large member banks, are not calling the shots.