I agree with the point the author is making and generally am just as annoyed by arbitrary password rules; nevertheless:
> chili dog monkey nutso
Is definitely not 18 quintillion years at best it's approximately 250000^4 which is 2^72.
A good (though still requiring some memorizing effort approach) would be something along the lines of https://github.com/bitcoin/bips/blob/master/bip-0039.mediawi...
which uses a standard dictionary of 1626 easily memorable english words with each password being a 12 word mnemonic phrase. 1626^12 ~= 12^128
> chili dog monkey nutso
Is definitely not 18 quintillion years at best it's approximately 250000^4 which is 2^72.
A good (though still requiring some memorizing effort approach) would be something along the lines of https://github.com/bitcoin/bips/blob/master/bip-0039.mediawi... which uses a standard dictionary of 1626 easily memorable english words with each password being a 12 word mnemonic phrase. 1626^12 ~= 12^128