This would be interesting to me if I could put together a small pool of say ~5 friends of the same age (22) and health (good).
If everyone did this, health insurance rates would drop drastically for pools of young, healthy individuals and rise drastically for the old and the sick. Which somewhat defeats the point of insurance - spreading risk over large, heterogeneous portions of the population.
If everyone did this, health insurance rates would drop drastically for pools of young, healthy individuals and rise drastically for the old and the sick. Which somewhat defeats the point of insurance - spreading risk over large, heterogeneous portions of the population.