It's depressing to see the US still treating EMV cards like a strange exotic novelty while Europe is already upgrading those again and moving to NFC-enabled cards after EMV has worked without any major issues for 20 years.
For small, repeated transactions you just hold the card to the reader and are done in 1-3 seconds. The first transaction on each reader and random transactions every 20-50$ (and all transactions above a $20 limit) will require chip+PIN verification, which seems to cut down fraudulent transactions for now.
For small, repeated transactions you just hold the card to the reader and are done in 1-3 seconds. The first transaction on each reader and random transactions every 20-50$ (and all transactions above a $20 limit) will require chip+PIN verification, which seems to cut down fraudulent transactions for now.