Comment by jordan0day

You might not be wrong, but your concern seems reminiscent of the fears raised when seatbelts became mandatory: That someone would get into an accident where the car went into a lake or pond, and the seatbelt trapped the occupants inside the sinking car.

That is, it's a legitimate fear, but such a rare occurrence that the benefit of seatbelts far, far outweigh the risk of this sort of uncommon scenario.