Yes it would. Cybercriminals are even more of a threat than spy agencies to most individuals.
[edit: in case it is unclear, I am saying that cybercrime is as strong reason for individuals to use ubiquitous encryption as government snooping not that it is a justification for government snooping]
[edit: in case it is unclear, I am saying that cybercrime is as strong reason for individuals to use ubiquitous encryption as government snooping not that it is a justification for government snooping]