Comment by jrk_

I live in Germany, and health care at a bare minimum is around 150-200€/month, which is the "social" tariff. We also have a pension system, but you also need to pay a monthly contribution, depending on your income. There are many elderly people who barely get along with the government pension right now. I think it'll only get worser in 30+ years. The idea of "reverse retirement" is appealing, but I don't know if I'd have the motivation to go to work in my 70s, when everybody around me is retiring. But it's probably a very subjective issue and I'm a bit torn about it.