Comment by Artistry121

I don't think you need a magic investment. Find a way to live on half of your after-tax income, save for ten to fifteen years the additional amount and put it in large, relatively safe dividend stocks (DJIA is a good place to look). Then you have retirement at the same level as pre-retirement with about a 4-5% withdrawal rate even if your investment returns only average about 5% per year through the accumulation and disbursement phase.